Your vacation home is a cherished retreat, but it comes with distinct risks. Our Kentucky-based agency offers specialized secondary home insurance to address these unique challenges.
Understanding Vacation Home Insurance:
Insuring a vacation property can be complex. It’s essential to distinguish between seasonal homes, which are used during specific times, and secondary homes, occupied occasionally.
Distinct from Regular Home Insurance:
While sharing core principles with standard homeowners insurance, vacation home policies cater to the unique risks of properties left unattended for long periods, such as heightened burglary or damage risks.
Customized Coverage Limits:
Insurance for vacation homes often has lower limits due to fewer valuables stored, especially during unoccupied periods.
Seeking optimal coverage for your secondary home? Let us guide you to the perfect policy.